Traditional dealership lending doesn't always cover the needs of today's commercial customers. When a deal falls outside conventional lending guidelines, alternative financing solutions can help businesses move forward while giving dealerships additional opportunities to close sales.
Through
Make My Financing Easy (MMFE), a division of Chernek Consulting, LLC, we help dealerships explore financing options beyond traditional retail automotive lending. From commercial vehicles and vocational equipment to specialized financing structures, our goal is to uncover opportunities that might otherwise be overlooked.
Financing Beyond Traditional Dealership Lending
Commercial customers have different needs, and a traditional auto loan isn't always the right fit. MMFE connects dealerships with alternative commercial financing resources designed to support a wider range of purchases and business needs.
Financing opportunities may include:
Retail and Commercial Financing
Explore additional financing options for customers purchasing vehicles and business-related assets.
Commercial Vehicles
Financing solutions for work trucks, fleet vehicles, delivery vehicles, and other business transportation needs.
Vocational Equipment
Financing opportunities for specialized vehicles and equipment used in construction, agriculture, industrial operations, and other trades.
Trailers
Financing options for commercial and vocational trailers used to support business operations.
Eligible Recreational Vehicles
Explore financing opportunities for qualifying recreational vehicles through participating lending programs.
Equipment Financing Agreements (EFAs)
Alternative structures that allow businesses to acquire equipment while spreading the cost over an agreed repayment period.
Leasing Programs
Flexible leasing structures that may provide businesses with another way to acquire and use vehicles or equipment.
Specialized Financing Structures
Additional lending solutions for transactions that may not fit conventional financing guidelines.
Available programs, eligible assets, terms, and structures vary by participating lender and applicant qualifications.
More Options for Challenging Deals
Negative equity, loan-to-value restrictions, credit challenges, and lender limitations can make an otherwise promising transaction difficult to complete. MMFE helps dealerships take a second look at opportunities that may not fit within their primary lending relationships. With access to established commercial equipment finance lenders and experience working across a range of credit profiles, we help identify potential alternatives before a deal is lost.
The goal is to uncover overlooked opportunities, protect dealership profitability, and keep customers connected to your dealership for future sales, parts, and service.
Built on Dealership Experience. Trusted Since 2001.
Chernek Consulting has a long history of supporting automotive dealerships through F&I and sales leadership training. Founded on real-world dealership experience, that same understanding of the sales process, lender requirements, and dealership profitability continues through Make My Financing Easy.
Led by industry experience and supported by commercial lending relationships, MMFE understands the challenges dealerships face when traditional financing isn't enough.
We understand that financing is about more than getting a transaction approved. It's about creating opportunities for the dealership and finding workable solutions for its customers.
A Financing Partner That Understands Your Business
Partnering with MMFE gives dealerships an additional resource when navigating commercial financing opportunities.
- Expand beyond conventional dealership lending options.
- Explore alternative structures for commercial vehicles and equipment.
- Identify potential solutions for transactions outside primary lender guidelines.
- Capture additional commercial sales and fleet opportunities.
- Maintain customer relationships and future dealership business.
- Work with a partner who understands dealership operations, sales, and profitability.
Let's Find More Ways to Finance Your Next Deal.
Before reducing gross or closing the dead-deal file, consider whether another financing structure could make the transaction work.
Through Make My Financing Easy, Chernek Consulting helps dealerships explore additional financing opportunities and connect customers with potential solutions.
Let's start with a conversation about your dealership's financing needs.
Financing programs and approvals are subject to participating lender guidelines, applicant qualifications, and asset eligibility.
