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CCI-CLOSING TOOLS MASTERING MENU SALES-NOV. 13TH-14TH & 15TH-ATLANTA, GA

ccilearningcenter • October 9, 2012

Managers who have applied sound and well-practiced menu selling techniques, with regularity, have learned that offering every product to every customer 100% of the time increases product sales simply because the products are offered without prejudice. However, they have also learned that some customers are not as easy to close on products, no matter what kind of menu or procedure they use. It is important for every manager to learn how to overcome the “no” factor!

No matter how many years managers have spent in the automobile industry, it usually makes them feel uncomfortable when they hear customers say, “I just want to stick with the base payment.” Many hem and haw, searching for the words to convince them otherwise; many others simply give up and close. They’ve gone through their routine too many times and know that for certain customers, it is futile to proceed with the menu presentation. Some have never learned how to overcome the fear that rises with certainty, every time they hear such a firm statement. Fortunately, there are tools any manager can learn, to effectively squelch personal fear and sell the reluctant customer on a product. This means you! You can acquire new tools and learn to use them successfully in only a short time.

Why is this so important? If you don’t have a collection of effective closes in your toolbox, how can you expect to handle the plethora of objections that come your way every day? If the truth were told, you’d have to admit that you lose far too many sales, because of your lack of closing skill! In this highly competitive economy and industry, you can no longer afford to remain static. Did you know, for instance, that the simple use of visuals compliments most objections? Visuals are such an important part of closing the sale, in fact, that the more you use, the more products you are likely to sell. Do you use visuals when you present your menu of products? Do you use them effectively? Wait! Do you even know what the term “visuals” means?

The first (and most basic) tool you need in your arsenal, of course, is to recognize that your customers may simply be responding to a base payment option, because they haven’t received enough information about certain products. They don’t see the value. They don’t understand the consequences of not owning the product. They are confused. This doesn’t have to happen. Confusion can be overcome, if you conduct a more thorough interview. Keep in mind interview doesn’t mean “interrogation”! During the “review” process, do you discuss your customers’ driving habits how long they plan on holding onto the vehicle do they plan on doing the maintenance at the dealership? Perhaps they might have more downpayment then what the sales consultant offered. How long have they been employed at the same place of business? Are they home owners or renters? Do they value their vehicles and maintain them properly? Have they ever had trouble getting a loan? The more information you gather during your initial meet and greet, the more easily you will be able to overcome product objections. It’s about trust and gaining creditability.

The CCI Closing Tools Workshop is geared towards helping you increase your abilities to close any sale. We provide an abundance of information and a long list of closing tools that prepare you for incalculable success. We provide details and the right words. We provide the most effective processes and proven techniques. We are confident that, with our training, you can become the best finance manager in the industry! Remember, presenting the menu is one thing, but closing the deal is quite another matter. You know how to present. Now, you need to learn how to successfully close. No more excuses. Don’t put off until tomorrow what you can learn and accomplish today!

You got to take the car out of park to succeed.

By Becky Chernek February 3, 2026
Why the Sales Desk Still Drives Automotive Profitability
A woman is standing in front of a showroom full of cars.
By Becky Chernek January 15, 2025
Over the last six months, the buzz around improving F&I performance has grown louder. Everyone’s talking about “getting back to basics” as the magic fix for today’s challenges. Sure, it sounds great—but is that enough to stop the ship from sinking? Let’s be honest: since COVID, selling cars was easy. Customers flooded dealerships, and it didn’t take much to close a deal. A handshake and a smile were often all it took. But now, things have shifted. The market isn’t as forgiving, and many dealerships are struggling to adapt. Yes, the basics matter, but there’s something deeper at play—a dangerous attitude of indifference. I’ve been in hundreds of dealerships, and what I see today is alarming. It’s like the industry is sleepwalking while the house is burning. Are dealers even paying attention? Are they willing to make the hard changes needed to turn things around? The Desk: Where Chaos Begins The desk is the heartbeat of the dealership—the hub where it all starts. But instead of pumping out efficient, profitable deals, it’s often the source of chaos. Years ago, F&I managers were respected as gatekeepers. They weren’t just handling paperwork; they were protecting the dealership’s assets and managing lender relationships with precision. Fast-forward to today, and much of that responsibility has been dumped on desk managers—all in the name of “speeding up the deal.” Here’s the catch: no one’s holding these desk managers accountable. Shotgunning deals to lenders without understanding the total cost of sale has become the norm. Sloppy credit applications, careless errors, and a lack of structure are creating a mess that F&I managers are left to clean up. When deals hit F&I, they’re riddled with issues—missing documents, unchecked details, and no clear process. This disrupts the flow, slows the deal to a crawl, and frustrates customers. It’s a perfect recipe for lost profits and wasted time. Broken Processes, Broken Performance Dealers often wonder why F&I performance is lagging, but the answer is staring them in the face: broken processes. When there’s no accountability, every department operates in silos. The result? Indifference creeps into your culture, and mediocrity becomes the standard. Ask yourself: Are your desk managers partners with F&I, or are they working against them? Are they ensuring every cash deal is turned to F&I? Do they know their lenders, or are they just guessing? Are they sticking to consistent pencils, or throwing out 84-month terms with no money down as a starting point? If you’re not checking these things regularly, you’re leaving money on the table. A worksheet is no different from a menu—both need to be precise, consistent, and aligned with a process. How Chernek Consulting Can Help At Chernek Consulting , we understand these challenges and provide solutions that work. Our services are designed to address the root of the problem: your dealership’s process and culture. We offer: Customized In-House Training tailored to your dealership’s unique needs. Virtual Training Programs to ensure ongoing education for your team. AI Champion Roleplay to simulate real-world scenarios and elevate team performance. Comprehensive Process Audits to identify inefficiencies and areas for improvement. Desk and F&I Alignment Programs to create a cohesive, results-driven culture. When you work with Chernek Consulting, you’re not just improving performance—you’re transforming your dealership into a profit powerhouse. The Cost of Complacency Here’s the harsh reality: indifference costs you talent. Why would top performers stick around in a dealership that tolerates chaos? Talented people want to work in an environment with structure, accountability, and a commitment to excellence. If you’re not providing that, they’ll find a dealership that does. I recently asked my F&I Today group what above-average F&I performance should look like. The consensus? It’s not just about numbers; it’s about alignment. The desk and F&I need to operate as one unit, with shared goals and mutual accountability. Fix the Process, Fix the Culture Dealers, if you’re serious about turning things around, it’s time to do more than “get back to basics.” You need to fix the root of the problem: your process. A strong, consistent process doesn’t just improve performance—it transforms your culture. When everyone is on the same page—desk managers, F&I, and sales—you create a dealership that runs like a well-oiled machine. Customers feel the difference. Deals close faster. Profits grow. At Chernek Consulting, we specialize in helping dealerships implement these changes effectively. The question isn’t whether you can change—it’s whether you will . Visit Chernek Consulting for more information or call 866-894-1899 to schedule your consultation today. For F&I beginners be sure to sign up for Chernek Consulting Virtual Pro interactive F&I courseware upgrade to AI Champion Roleplay! Contact Becky to find out more details, available for individual users and dealer group levels. We also customize all training content to fit your exact requirements.
A man is sitting at a desk in front of a computer.
By Becky Chernek August 19, 2022
According to a recent news story, “A perfect economic storm of inflation, soaring gas prices and the unintended consequences of the federal pandemic relief programs is closing in on many car owners.” And this scenario is affecting prime and subprime customers alike.

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